PostHubChaton

Master Your Money Without the Stress

Real budget planning that actually works for people in Taiwan. No complicated spreadsheets or financial jargon—just practical tools and guidance you can start using today.

Explore Our Programs
Budget planning workspace with financial documents

How We Teach Budget Planning

Most financial courses throw theory at you and hope it sticks. We start with your actual spending habits and build from there. Because understanding where your money goes right now matters more than perfect theoretical knowledge.

Your Real Numbers

We begin by looking at your actual expenses for the past three months. Not what you think you spend—what you actually spend. That clarity changes everything.

Pattern Recognition

Once we see your spending patterns, we help you spot the leaks. Small recurring charges add up. Weekend spending patterns emerge. You start seeing opportunities.

Practical Adjustments

Then we make small, manageable changes. Not dramatic lifestyle overhauls that fail after two weeks. Just tweaks that fit your actual life and values.

Students learning budget planning techniques

Flexible Learning That Fits Your Schedule

We get it. You're busy. That's why our programs work around your life instead of demanding you reorganize everything. Evening sessions. Weekend options. Self-paced modules you can work through at 11 PM if that's when you have time.

  • Live sessions twice monthly with direct access to instructors who've helped hundreds of people in similar situations
  • Video modules you can watch whenever, with realistic examples from Taiwan's cost of living context
  • Small group workshops where you work through your actual budget alongside others—anonymously if you prefer
  • One-on-one check-ins at weeks 3, 6, and 10 to address your specific challenges and celebrate progress
View Full Schedule

What to Expect Over Three Months

Month 1

Understanding Your Current State

You'll track everything for four weeks. Not to judge yourself—to get real data. We provide simple tools that sync with Taiwan banking apps. By week four, you'll have clarity you've never had before about where money actually goes.

Month 2

Building Your System

With patterns visible, we design a budget that matches your priorities. Not our priorities—yours. Want to save for travel? Great. Need to pay down debt? We'll map that. Care more about dining out than new clothes? Perfect, we'll build around that.

Month 3

Handling Real Life

Life happens. Car repairs. Medical bills. Wedding invitations. We spend this month learning how to adjust without abandoning everything. Plus you'll build an emergency buffer so these surprises stop feeling like catastrophes.

Where People Are Six Months Later

Budget planning success workspace

Six months ago I couldn't tell you where my salary went each month. Now I have three months of expenses saved and I'm not panicking about the future anymore. The tracking seemed tedious at first, but it became automatic after a few weeks.

I thought I needed to earn more money. Turns out I just needed to see where it was going. The biggest revelation was how much those subscription services added up. Canceling things I forgot I had freed up enough to start investing a little each month.

Next Program Starts September 2025

We keep groups small—maximum 15 people per session—so everyone gets actual attention. Early registration opens in June. If you're tired of feeling stressed about money and ready to build habits that actually stick, this might be worth your time.